Deferred Compensation – Strategies to help High Earners and Executives Bridge the Gap to Retirement

By |2022-06-01T09:32:17-08:00June 14th, 2022|Wealth Management Resources|

Time to Read: 8 Minutes If you’re a highly compensated employee of a public or private company, you may be able to build up your retirement savings well beyond your 401(k) contributions. Participating in your employer’s deferred compensation (DC) plan can help build significant retirement savings, but if not carefully planned it can result

Getting the Most from your Executive Benefits Package

By |2022-06-01T11:49:30-08:00June 1st, 2022|Wealth Management Resources|

Time to Read: 16 Minutes At BWM Financial, we’ve helped executives, engineers, and scientists at San Diego companies with their financial affairs for over 20 years. This often involves navigating the complexities of employee benefits, such as company stock, options, retirement plans, and insurance benefits.  Many executives are simply so focused on their career that they lack the bandwidth to spend their time and energy: Deciding between selling vested

Getting the Most from your Qualcomm Benefits Package

By |2021-12-15T11:06:53-08:00September 30th, 2021|Wealth Management Resources|

Time to Read: 16 Minutes At BWM Financial, we’ve helped executives, engineers, and scientists at San Diego companies with their financial affairs for over 20 years. This often involves navigating the complexities of employee benefits, such as company stock, options, retirement plans, and insurance benefits.  In over two decades, we’ve amassed comprehensive knowledge on the benefits at companies like Qualcomm. Many executives are simply so focused on their career

Equity vs. Salary Compensation: A Quick Guide For San Diego Tech Employees

By |2021-10-14T10:10:07-08:00October 25th, 2019|Wealth Management Resources|

Time to Read: 6 minutes Not only does BWM Financial share our San Diego home with some of the most innovative companies in the nation including Qualcomm, Illumina, ViaSat, but we continue to see a huge expansion of start-ups and tech companies popping up around the county.  And while an up-and-coming tech company typically

Behavioral and Portfolio Risks of Employer Stock Awards – An Opportunity for Planning

By |2021-10-14T11:48:44-08:00June 20th, 2017|Featured, Market Commentary, Wealth Management Resources|

Many companies now award their workers with stock in the form of Restricted Stock Units (RSUs).  This helps retain talent and it gives employees a vested interest in the success of the business.  However, large equity awards can create unique challenges for recipients – how much to sell, when to sell, how to consider tax