Path through partnership

We value our clients above all else and have developed a unique process to ensure a positive experience with our firm.

ANSWERING “How Much is Enough?”

Truly effective wealth planning involves knowing exactly how much money is enough to create and sustain your desired lifestyle.

This is why our approach to wealth planning seeks to answer this important question as we begin to define living in financial independence. You have worked your life to become successful, now it is time to become completely satisfied with your life.


All clients know exactly what we will do for them before we get started, because we implement our 3-Meeting Process at the beginning of our relationship. This allows every prospect to test-drive our firm and begin the wealth planning process with a thorough review of our service offerings and a clear picture of your financial life in its entirety.

Meeting No. 1: Introduction

Learn about you and your priorities, and your finances
Explain our philosophy, cost structure and service
Introduce team members
Ask us questions
Know if there’s a good “fit” for us to meet again

Meeting No. 2: Plan Design

Get a clear picture of your financial life and portfolio today
Design a blueprint of your investment plan
Make sure you’re on track toward your various financial goals
Show you how well your current portfolio fits your goals
Look closely at your current risks, investments, future costs, income sources and employee benefits

Meeting No. 3: Recommendations

A written set of recommendations is custom prepared for you that includes both planning and investment recommendations
Learn how our recommended strategy differs from your current investments and plan.
Review changes (if any) and explain why they make sense for you to consider

If you decide to partner with BWM Financial Group, we begin addressing these planning items as soon as you’d like.

If you decide not to hire us, the plan and recommendations are yours to keep. We’ll do our best to make sure you find value for your time spent.


Once you become a client, we get to work implementing our recommendations, which are flexible and adaptable to your financial, professional and personal goals.

Stage 1 Implementation:

We’ll review a specific timeline to transition our plan and investment strategy. We begin processing all paperwork for new accounts, input concentrated stock and option GTC orders (if appropriate), review insurance needs and begin your investment program. This begins our yearlong goal of addressing all of your financial needs and scheduling appropriate follow up for each.

Stage 2 Wealth Plan Refinement:

Next, we invite your other trusted advisors into the process and share comparative analysis. Together, we’ll determine any additional resources or specialties you may need and coordinate regular communications with other advisors. We’ll review your estate and asset structuring needs, as well as go over protection planning needs in detail. Finally, we’ll develop the timeline of events for all implementation items so there is a clear understanding of our proposed plan of action.

Stage 3 Review, Adapt, Improve:

The final stage of implementation involves the following steps: asset structuring, protection planning, stock and option strategy, execution and reinvestment, and regular portfolio reviews.

Ongoing Review: Our wealth planning process is then managed and maintained with regular updates on accounts, a thorough review of your portfolio and outside assets, annual review of the wealth plan and further identification of new opportunities and threats to the success of your plan.

Our disciplined wealth planning process is thorough and transparent from start to finish and everywhere in between. Every step of the way, we are your personal CFO where the only board of directors we report to is you.

Talk to us

Contact us to begin the process of your customized financial plan.