About Patrick Ford

This author has not yet filled in any details.
So far Patrick Ford has created 14 blog entries.

Sweating the Small Stuff: Getting Strategic About Paying Investment Advisory Fees

By |2021-10-20T11:31:22-08:00November 4th, 2021|Wealth Management Resources|

Time to Read: 4 Minutes At BWM Financial, our laser focus on giving clients a financial “edge” sets us apart from other wealth managers.  Oftentimes this is through an ongoing relationship and comprehensive financial plan, but we delight whenever we can pass along an “easy win”.   A great example of this is how we help structure

Getting the Most from your Qualcomm Benefits Package

By |2021-12-15T11:06:53-08:00September 30th, 2021|Wealth Management Resources|

Time to Read: 16 Minutes At BWM Financial, we’ve helped executives, engineers, and scientists at San Diego companies with their financial affairs for over 20 years. This often involves navigating the complexities of employee benefits, such as company stock, options, retirement plans, and insurance benefits.  In over two decades, we’ve amassed comprehensive knowledge on the benefits at companies like Qualcomm. Many executives are simply so focused on their career

Retirement Budget: Can you skip the spreadsheet for a better way?

By |2021-10-13T11:59:04-08:00August 16th, 2021|Wealth Management Resources|

Time to Read: 6 Minutes Creating a sizeable nest egg is just the start of successful retirement planning. Ensuring that an investment portfolio will be able to provide a desired level of income for several decades requires a careful ongoing strategy, and making realistic predictions about long-term expenses is a critical step. It doesn’t have to be a complex, tedious process though. There’s a simple technique we’ve used to create

Tax Loss Harvesting: Making Tax Lemonade from Bear-Market Lemons

By |2021-11-25T03:33:15-08:00September 15th, 2020|Wealth Management Resources|

Time to Read: 6 Minutes Tax-loss harvesting is an investment strategy used by savvy investors during market declines. A “bank” of capital losses creates a tax asset in non-retirement accounts. That asset can be used to defer, reduce, or (in some cases) eliminate taxation. At BWM Financial (BWM), we take care of harvesting losses

Estate Planning Basics

By |2021-10-14T13:26:43-08:00September 9th, 2020|Wealth Management Resources|

Patrick recently sat down with local San Diego attorney Teddy McNamara to discuss some common questions we hear from clients about their estate plans.  Tune in as they discuss some estate planning basics including: What are the basics of an estate plan? What documents are involved in an estate plan? Do I need an

Health Savings Accounts: A Simple Tax Break for High Earners

By |2021-11-25T03:27:33-08:00May 5th, 2020|Wealth Management Resources|

Time to Read: 5 Minutes The number of tax-savings strategies available to affluent investors and high-income earners continues to shrink—but Health Savings Accounts (HSAs) are a noteworthy exception to this trend. Often overlooked or misunderstood, HSAs can be a great tool when used correctly. An HSA can create an easy annual income tax deduction